Guide Options
The House Hop Guide to Buying
Save £850 on legal fees*
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*£850 is the average saving on a typical sale and purchase through our panel of conveyancing solicitors compared to using a high street solicitor (Survey of 52 high street solicitors, September 2010).
Click here for free conveyancing quotes
*£850 is the average saving on a typical sale and purchase through our panel of conveyancing solicitors compared to using a high street solicitor (Survey of 52 high street solicitors, September 2010).
Mortgage in Principle
We've covered the topic of mortgages in our separate "Guide to Mortgages".
Still, it's worth mentioning the importance of getting a "mortgage in principle" before you go house hunting.
A mortgage in principle is an agreement by your lender that they will offer you a mortgage subject to certain conditions — including a successful credit check and property valuation.
Having a mortgage in principle means that:
- sellers will take you more seriously, putting you in a stronger bargaining position
- you're less likely to lose out if there's a race to get a certain property
